For Enterprise

Lending infrastructure built for enterprises with complex portfolios

Lend across branches, entities and product lines with the controls, integrations and dedicated support a large group needs.

Build on the APIConnect ERP, finance, identity and data systems to the lending platform through APIs, and keep one source of truth.
Go live in 7 daysWe plan a phased rollout by entity or product, so the first business unit is live in 7 days and the rest follow.
Compliance handled at every stepRole-based access, approval chains, audit trails and exports that internal audit and regulators can work from.

Designed for enterprises that run lending at scale

Standardise how credit is given across the group, without slowing the business units down.

Go live by entity, branch or productStart with one unit, prove it, then extend the same configuration across the group.
A plan built around your dataWe map, clean and load existing loans and clients, and reconcile them with finance.
One policy, applied everywhereCentral rules, limits and approval chains with room for local variations.
Fit your security and systemsAPI access with scoped tokens and rate limits, activity logging and integrations with your finance and identity systems.
Audit trails and controls by defaultSegregation of duties, approvals and a history of every action.
Thousands of accounts, one processSchedules, restructures, collections strategies and officer targets that scale with the book.
Loans post to the booksEvery disbursement, repayment, fee and write-off posts to a full ledger, with reports finance can trust.
One person who knows your set-upA named contact for planning, changes and escalations.
Group and unit viewsPortfolio, arrears, provisioning and performance by branch, officer and product.

How we help you set up and start running

A clear plan from the first conversation to your first live loan, usually done within 7 days.

Day 1
Discovery and designWe document the entities, products, approval chains, integrations and security needs, and agree the rollout plan.
Days 2 to 3
ConfigureWe set up the first business unit: products, accounts, roles, approvals, templates and branding.
Days 4 to 5
Migrate and integrateWe load data, reconcile with finance and connect the systems you chose.
Day 6
Test and trainUser acceptance testing with your teams, then role-based training.
Day 7
Go live and extendThe first unit goes live, then the next ones follow on the same foundation.

What you can run on Credit Watch

A few of the lending products these lenders run with us.

Corporate and group lendingStaff and employee loansSupplier and trade financeAsset financeMulti-branch retail lending

Get started with Credit Watch

See first-hand how Credit Watch can push the boundaries of your lending business. Sign up free and we will be with you every step of the way.

Get started for free Talk to our team
Or call us on +260 953 436 602